Current Rates

Last Update:  9/6/2010 1:11:27 PM PST Mortgage Broker/Origination Fee:  1.000%   Lock Period: 30   days Estimated Fees: $1,795 * Based on a $200,000 loan amount for conforming loans and $500,000 for jumbo loans.   Programs: all 30 Year Fixed 15 Year Fixed 5 Year Balloon 7 Year Balloon 3/1 ARM 5/1 ARM FHA 30 Year Fixed VA 30 Year Fixed 7/1 ARM 20 Year Fixed All Points Pay 0pts Pay 1pts Pay 2pts Pay 3pts Pay 4pts
30 Year Fixed Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 3.990 % $954 1.619 $3,238 4.243 % 4.000 % $955 1.471 $2,942 4.240 % 4.125 % $969 1.114 $2,228 4.336 %
15 Year Fixed Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 3.250 % $1,405 2.435 $4,870 3.831 % 3.375 % $1,418 1.815 $3,630 3.865 % 3.500 % $1,430 1.247 $2,494 3.907 %
7 Year Balloon Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 6.750 % n/a 1.993 $3,986 4.819 % 7.125 % n/a 1.453 $2,906 4.907 %
5 Year Balloon Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 6.250 % n/a 1.822 $3,644 4.309 % 6.375 % n/a 1.418 $2,836 4.308 % 6.750 % n/a 0.351 $702 4.317 %
3/1 ARM Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 2.875 % $830 1.810 $3,620 3.147 % 3.000 % $843 1.518 $3,036 3.244 % 3.125 % $857 1.239 $2,478 3.343 %
5/1 ARM Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 2.875 % $830 1.630 $3,260 3.732 % 3.000 % $843 1.209 $2,418 3.677 % 3.125 % $857 1.064 $2,128 3.637 %
7/1 ARM Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 3.125 % $857 2.280 $4,560 4.517 % 3.250 % $870 1.545 $3,090 4.035 % 3.375 % $884 1.087 $2,174 3.521 %
FHA 30 Year Fixed Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $955 1.588 $3,176 4.320 % 4.125 % $969 1.397 $2,794 4.431 %
VA 30 Year Fixed Apply Prequalify		RATE PAYMENT* POINTS (%) POINTS ($)* APR 4.000 % $955 1.588 $3,176 4.320 % 4.125 % $969 1.397 $2,794 4.431 %
Please Read the Following: Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000 Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.